As 2025 begins, the Social Security Administration (SSA) is gearing up to distribute payments for the new year. Here’s a breakdown of when you can expect your Social Security checks based on your birthdate and other qualifications.
Who receives Social Security payments and when?
Recipients of Social Security retirement, disability, and survivor (RSDI) benefits will see their payments on the second, third, or fourth Wednesday of each month—provided they filed claims after May 1, 1997. Meanwhile, those receiving Supplemental Security Income (SSI) benefits for disabilities or low-income status will generally get their checks on the 1st of the month.
However, if the 1st falls on a weekend or holiday, payments are sent on the preceding weekday. For January 2025, this means SSI payments will go out on New Year’s Eve since January 1 is a holiday, according to Live Now Fox (via Yahoo News).
January Payment Schedule: Important Dates
If you’re wondering when your check will arrive, here’s the full breakdown for January:
For SSI Beneficiaries: Payments will arrive on Dec. 31, 2024.
For RSDI Beneficiaries Who Filed Before May 1997: Payments will arrive on Jan. 3.
For RSDI Beneficiaries Based on Birthdate:
Born between the 1st and 10th: Jan. 8
Born between the 11th and 20th: Jan. 15
Born between the 21st and 31st: Jan. 22
What about February?
SSI payments for February will arrive early—on Jan. 31—because the 1st of the month lands on a Saturday.
What to do if your payment is delayed
If you don’t receive your electronic payment on the scheduled date, the SSA recommends contacting your bank or financial institution to check for delays. Sometimes, the administration may experience delays in posting payments.
If the issue persists, you can reach out to the Social Security Administration directly at 1-800-772-1213 (TTY: 1-800-325-0778) or visit your local Social Security office.
“We will review the case, and if the payment is due, we will replace it,” the SSA states on its website.
